We offer viable insurance solutions and support for the following:

  • Local, Intermediate & Long Haul Commercial Auto
  • Business Auto
  • Workers' Compensation
  • Garage Real Estate & Habitational Risks
  • Contractors
  • Towing & Collateral Recovery
  • Automobile Transporters

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Workers’ Compensation

Northern Star Management is proud to introduce a responsive Workers’ Compensation Program aimed at reducing your clients’ workers’ compensation costs by up to 20%. Northern Star Management has a variety of companies with varying appetites for standard and hard to place Workers’ Compensation risks. We can write many classes of business along with most non-hazard group IV classes including: Building, Carpentry (NOC), Clubs, Concrete Construction, Dry Wall, Excavation, Landscapers, Manufacturing, Motels, Physicians, Plumbing, Restaurants, Retail & Wholesale Stores & many more.

PROGRAM FEATURES
UNDERWRITING CRITERIA
• No Interest Installment Plans Available
• In House Quoting
• Phone Quotes Available
• 24 Hour Turnaround on Complete Submissions
• Maximum Modifier of 1.40
• New Ventures Acceptable with Previous Related Experience
• Minimum Payroll of $25,000 (Other than the owner)
LOSS EXPERIENCE
PROGRAM REQUIREMENTS
• Premiums over $10,000 require loss runs
• Modifications over 1.00 should be accompanied by loss runs
• Loss Ratios of 50% or Better
• Completed ACORD Applications & supplements signed by the insured
• Two (2) years of Loss Runs, plus current year
• Recent Modifier Page